Coates Capital: Lifestyle Financial Planning
At Coates Capital, we believe financial planning is more than numbers.
Your Path to Financial Confidence
We partner with you to create personalized strategies that align with your values and goals.
Planning for What Matters
Our holistic approach addresses every aspect of your financial life, creating harmony between today's needs and tomorrow's dreams.
Achieving Life Goals
Experience the confidence that comes from knowing your finances are aligned with your most important life priorities.
Coates Capital: The Solution
Comprehensive wealth management solutions since 2010, delivering personalized financial strategies for entrepreneurs, families, and executives. Our industry-recognized fiduciary approach maintains a 98% client retention rate through data-driven planning that addresses your complete financial picture.
Our Approach
Financial Planning
Comprehensive strategies that integrate all aspects of your financial life into one cohesive plan.
Investment Management
Data-driven portfolio design aligned with your personal goals and risk tolerance.
Estate Planning
Sophisticated wealth transfer solutions to protect your legacy for generations.
Tax Strategy
Proactive tax planning to maximize efficiency and minimize obligations.
Our client-centered methodology focuses on long-term wealth accumulation with a transparent fee structure and no hidden costs.
Services We Offer
Comprehensive Financial Planning
Detailed multi-year projections tailored to your unique situation and goals, with regular adjustments as your life evolves.
Retirement Strategy Optimization
Custom retirement roadmaps for both pre-retirees and current retirees, ensuring your assets last throughout your lifetime.
Tax-Efficient Investment Management
Strategic asset allocation across multiple account types to minimize tax impact and maximize growth potential.
Estate Planning Solutions
Comprehensive wealth transfer strategies that protect your assets and ensure your legacy intentions are fulfilled.
Why Choose Coates Capital
Fiduciary Standard
We are legally bound to always put your interests first, providing advice that serves your best interests rather than our own.
Holistic Planning
Our approach addresses all aspects of financial wellness, creating harmony between your investments, tax strategy, retirement, and estate plans.
Advanced Certifications
Our team holds industry-leading designations including CFP® and advanced estate planning credentials.
Our Process
Discovery
Initial meeting to understand your complete financial picture, goals, and timeline.
Analysis
Comprehensive review of your current financial situation, identifying strengths and opportunities.
Strategy Development
Creation of your customized financial roadmap with specific action steps.
Implementation
Execution of recommended solutions with coordination across all financial areas.
Ongoing Monitoring
Regular reviews and strategy adjustments as your life and the markets evolve.
Meet The Founder
Stuart Coates, CFP®
Founder & Principal Advisor with 15+ years of experience specializing in comprehensive financial planning for high-net-worth individuals and families.
Detailed Bio
After completing a B Com degree in 2004 Stuart moved abroad to Asia, where he was primarily based in Taipei, Taiwan. He worked as an independent communications consultant to the senior management of large multinational companies such as Samsung, Hon Hai Precision Engineering and Calyon ( a subsidiary of French investment bank Credit Agricole).
Stuart returned to South Africa in 2008, joined NFB Private Wealth Management in 2009 and successfully completed a post graduate diploma in financial planning from the University of the Free State in the same year. Stuart started Coates Capital in 2010, incorporating a specialised investment consultancy.
Resources & Insights
Monthly Newsletter
Timely financial planning tips and market insights delivered directly to your inbox.
Quarterly Updates
In-depth analysis of market trends and investment perspectives to keep you informed.
Asset Map
The Asset Map is a visual representation of a client's financial life. their household members, assets, liabilities, cash flows, insurance policies and goals.
Scan the QR code to start your own Asset Map journey or click below,
Contact Us
Take the first step toward financial clarity with a no-obligation 60-minute discovery session. We'll discuss your current situation, goals, and how our team can help you achieve them.
Tel: +27 (071) 192 3455
Coates Capital is a licensed Financial Services Provider. FSP 42167